And whatever calamities affect you, it is due to what your own hands have earned; yet He pardons much.
The believer remembers what is told in verse 4:79: “Good is from Allah, and evil is from yourself.” They keep the remembrance of Allah in all their standing, sitting, and reclining, as explained in verses 3:190-191. Such believers alone are utilizing Adhikr as the Shield and Safeguard against all calamities, disasters, diseases, and Hellfire, as explained in verse 5:48. The hypocrites who have forgotten Allah, if they get any good, boast that it is due to their own knowledge and skill, and rejoice in it. If any evil afflicts them, they blame and accuse others. Meanwhile, if the believer is afflicted with any evil or disaster, he identifies it as his own mistake and turns back to the Lord Allah through Adhikr. See explanation 3:101-102; 9:80-82; 30:41 and 35:45.