Go forth whether you are equipped lightly or heavily and do Jihad in the way of Allah with your wealth and soul, that is the best for you if you are having the Knowledge.
The character of the disbelievers with Messenger Muhammad is described as, when it was commanded to perform prayer and pay welfare tax, some of them were eager to fight in the way of Lord. But when it was called up for battle, they hesitated it by mind saying to Lord: “Why did You prescribe fighting upon us, if You had postponed it for a little time” as explained in verse 4: 77.
Today, there is no Jihad with a weapon as there is no group of believers anywhere in the world. The odd-believer should do Jihad with Adhikr against the hypocrites and Kuffar who are commanding evils and forbidding good as explained in verse 9: 73. The lifestyle which the odd-believer of today to be followed is explained in verses 7: 205-206. See explanations 2: 245; 4: 31, 63 and 71-73.