And if the debtor is having difficulty, then you wait until he becomes easy, and if you give up the amount as a charity, it will be better for you, if you are only having the Knowledge.
The believer believes that the Real Owner of all wealth is the Impartial Three-Time-Knower Lord. Since he is living as the vicegerent of the Believer Lord, he will show sympathy to the debtors even by giving up the capital sum to reduce their life burden. If he finds the debtor is unable to pay back the borrowed money, He will be ready to give it up considering it as welfare tax. Lord taught through his Messenger that anyone who shows mercy to those upon earth, the One in Paradise will shower Mercy upon him. The believer who testified Adhikr will lead a life for the wellbeing of thousand communities of Lord’s creatures as explained in verse 2: 62. See explanation 2: 271-273 and 19: 80.