(Ar-Ra'd) 13 : 6
وَيَسْتَعْجِلُونَكَ بِالسَّيِّئَةِ قَبْلَ الْحَسَنَةِ وَقَدْ خَلَتْ مِنْ قَبْلِهِمُ الْمَثُلَاتُ ۗ وَإِنَّ رَبَّكَ لَذُو مَغْفِرَةٍ لِلنَّاسِ عَلَىٰ ظُلْمِهِمْ ۖ وَإِنَّ رَبَّكَ لَشَدِيدُ الْعِقَابِ

They hurry upon you for evil before good, while there had already passed examples before them. And indeed, your Lord is full of forgiveness for mankind upon their wrongdoing, and indeed, your Lord is severe in punishment.

The Arabic Qur’an reading Fujjar are only reading these verses among mankind today. Lord’s wrath and curse happened transgressors are not asking this question literally. But their lifestyle is in such a way that they will not must answer about this 4th phase of life before the Lord in the Hereafter as explained in verses 10: 47-48. It is told in verses 41: 41-43: "Indeed, those who hide Adhikr when It comes to them, indeed, It is a Splendid Book; no falsehood will enter in It either before or after Its codification, It is sent down from the Wise and Self praiseworthy. Nothing is told to you except what was told to the Messengers before you, indeed, your Lord is the Oft-Forgiving and giver of painful torment". Verse 10: 39 says: "But they have rejected what they can’t encompass with His Knowledge and whose Interpretation has not yet come to them; just like that those before them had rejected, then observe how the consequence of the wrongdoers was". Those who hide and reject Adhikr-Food, Cloth, and Sight of the human soul; they will witness against their soul that, indeed, they were disbelievers at the time of their death vide verse 7: 37, and on the Day of Judgement vide verse 6: 130. To such Mujirims at the time of their death Lord will tell them that they were among the disbelievers as told in verse 39: 59. See explanation 8: 31-32; 11: 8, and 100-104.